Credit 101

This is the page where you will find an educational class for the new home buyer or home owner.

1. What can you tell me "About Credit"?

2. What can you tell me about "Credit Challenges"?

3. Can you tell me: "Is Credit Important?"

4. Can you tell me "What a FICO score is"?

5. What can I learn in the "Learning Center"?

6. Can you talk to me about "The Loan Process"?

7. Do you "Need Help with Your Mortgage?"

8. Can you tell me how to "Stop SPAM"?

9. Would you like a "Free Credit Report"?

10. How would I stop getting offers of credit or insurance?

11. What can you tell me about the Do Not Call List?

For those of you who are serious about buying or selling a home, you are welcome to subscribe to my e-Zine: Real Estate Updates Newsletter.

Below, you will find links to the various pages on this site that have very FREE and useful information about home buying or refinancing...

1. About Credit
   Your credit is extremely important to the mortgage process. In order to qualifying for a mortgage, your lender will want to assess what kind of risk you will be...

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2. Credit Challenges
   Credit remediation is a subject consumers often face with fear and trepidation, for good reason...

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3. Is Credit Important?
   Many potential borrowers fail to recognize the importance of credit when it comes to securing a mortgage for their home. The underlying principle to remember is...

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4. What is a FICO score?
   Visit this page to learn what your FICO score is used to determine...

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5. Learning Center
   On this page is a graph filled with more pages that have free information about home buying and financing a home...

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6. The Loan Process
   The Operations department of the company this site talks about is designed to keep your loan moving forward towards the closing date. By streamlining their processes...

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7. Need Help with Your Mortgage?
   The area you live in may be experiencing a disturbing home foreclosure rate that has increased recently. News reports cite the damaging effects of “sub prime loans” as a major reason for the unsettled market.

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8. Stop SPAM
   Visit this page to learn how to stop SPAM from arriving in your email inbox.

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9. FreeCreditReport.com
   Know your credit score with more information that is more accessible with more peace-of-mind.

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10. OptOutPrescreen.com
    The official Consumer Credit Reporting Industry website to accept and process requests from comsumers to Opt-In or Opt-Out of firm offers of credit or insurance.

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11. Do Not Call List
    If you choose to register for the list, your registration will not expire. The Federal Trade Commission will not drop any telephone numbers from the National Do Not Call Registry based on a five-year expiration period pending final Congressional or agency action on whether to make registration permanent.

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Anyone looking to actually save money with their home financing can Contact Me Directly to get the process started.

On the other hand, if you are a Real Estate Professional and you would be interested in keeping more of the profits originating from all the home loans you initiate, you can Become an Associate of My Team by filling out the form on that page.

Return Home for more Valuable FREE information...!

In order to find out what your best loan options are, you can start the process by visiting my Loan Helper page and when you submit your contact information in the form on that page, that will let me know you are interested in finding out how I can help you.

Bad credit auto and mortgage loans, credit cards, debt consolidation and credit counseling. Bad credit happens! We can help!