Company Difference

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The company I discovered is a Correspondent Lender, which means they are in total control of the loan process from start to finish.

They use their own money to make your loans, which speeds the process considerably. They alone make the final decision and this means a fast turn-over rate, flexible underwriting and customer-service driven experiences.

Mortgage brokers, on the other hand, do not underwrite or fund your mortgage. Instead the lending decision is made by investors who are often located elsewhere.

So, who your client is, what your client needs and how it could affect your client tomorrow are questions that are not going to weigh heavily in these outside investors decision-making process. They approve a mortgage for your client but whether this mortgage is right for these clients or is something those investors may never know.

With the company I found, they will decide the ideal financing package based upon the unique circumstances of your client's family’s needs.

The company offers the entire range of Conventional, FHA, VA, Non-conforming and Sub-prime lending options.

So, whether your client is a first time buyer, a move up or move down buyer, or seeking to refinance their home, the company I found is the right place to start.